Explorer Insurance Agency is an RV Specialty Insurance Agency

Located in suburban Cleveland, Ohio. Since 1997 we have been specializing in RV specialty insurance. Our focus on the RV lifestyle and specific insurance needs of RV’ers has enabled us to develop expertise in understanding and counseling customers on the purchase of adequate and affordable specialty insurance. This knowledge and a reputation for top notch customer service is rapidly making Explorer Insurance Agency one of the fastest growing RV specialty insurance agencies in the USA.

We treat your specialty risk as our business and not just a sideline business to your home and auto insurance. We are able to provide unparalleled service and counseling because we have knowledgeable licensed insurance professionals that focus only on RV specialty insurance.

There are many choices of companies and coverages available to RV’ers..... We represent multiple companies that can provide an array of options tailor made to properly insure your passion. If you are looking for the peace of mind that a personal insurance counselor can give to you, then call us today for the one-on-one service you should expect from your insurance agency. Explorer Insurance Agency has over 90 years of insurance industry experience. We only represent companies with an A.M. Best rating of “Excellent” or higher so you can rest assured that your insurance is through a financially sound company. Explorer Insurance Agency is licensed to sell insurance nationwide.

Explorer Insurance Agency offers the following specialty coverages for your RV.

Total Loss Replacement - If you choose to replace your RV in the event of a total loss, you can receive a new unit of the same model, class, body type, size and equipment.

Purchase Price Guarantee – If you did not purchase your RV brand new and it is ten model years old or less, you can protect the amount invested in your RV. In the event of a total loss you can replace your RV and receive your original purchase price thereby insuring you against depreciation.

Diminishing (Disappearing) Deductibles – Your deductible will be reduced 25% for each consecutive 12-month claim free period. This reward for claim free status continues until your deductible is $0.

Replacement Costs on Personal Effects – Travel with the security of knowing that your personal valuables (clothing, cameras, sporting goods, etc.) are covered against losses caused from most hazards.

Custom Equipment Coverage – When total loss replacement coverage is purchased, you can upgrade that coverage to include custom equipment added after the original manufacture of your RV.

Full Timers Coverage – If you live in or travel in your RV 5 months or more per year, you may lack the personal liability coverage normally provided in a homeowners policy. Don’t be left financially exposed to certain third party claims not covered by your vehicle insurance. We can provide you with this important liability protection.

Vacation (Campsite) Liability – This coverage protects you up to your policy limits for your legal liability resulting from lawsuits if you are negligent while using your RV as a vacation residence.

Awning Replacement Coverage – Without awning replacement, those insurance companies that will replace awning would do so with depreciation. If you have total loss replacement on your policy, you can upgrade your awning protection to replace awnings without depreciation. (deductible may still apply)

Emergency Expense Allowance – Protect your vacation budget from the unexpected. We will reimburse for your hotel stays or your travel home when your RV is damaged or destroyed by a covered peril.

RV Towing – You can’t rely on the insignificant towing coverage available with the basic automobile policy. The reasonable expense of towing your RV to the nearest qualified RV facility is covered.

Emergency Roadside Assistance – 24 hours a day, 365 days a year, help is just a toll-free call away. This service covers your RV plus all automobiles in your household and includes roadside help if you run out of gas or get locked out. May be provided separately from your insurance policy.


We also offer Companion Auto Insurance!
Towing an auto behind your RV? Companion auto insurance is available to customers insuring their RV through Explorer.

In addition to competitive rates, we offer many unique benefits that you may not have with your current auto insurance company:

• Pay One Deductible – you will pay only one deductible if your RV and auto are damaged in the same occurrence.
• Combined billing – you will receive just one bill for your auto and RV insurance.
• Diminishing Deductible – your deductibles will be reduced 25% each year you remain claim free until they reach $0.
• Multi-Policy Discount
• Coverage for Medium Duty tow vehicles and heavy-duty pick-up trucks.
• Discounts for homeowners, air bags, anti-lock brakes, anti-theft devices and more…

We also offer Boat Insurance. Ask an agent about our program today.


Call Us Today For a Free No Obligation Quote!


Explorer RV Insurance Agency, Inc. * P.O. Box 568 * Richfield, OH 44286 * 1-888-774-6778
www.ExplorerRV.com ; www.ExplorerMarine.com (website) 330-659-6687 (fax)